BREAK THE F&I STATUS QUO.
Independent F&I solutions designed to help dealerships, financial institutions, and agency partners gain more flexibility, more profit, and more control.
Auto F&I
Comprehensive finance options designed for car dealerships.
Powersports
Streamlined processes to boost your dealership’s profitability.
RV & Marine
Support that helps you close deals with confidence.
THERE’S A BETTER WAY
Problems Dealers Face
Overcomplicated Programs
One-Size-Fits-All Solutions
Hidden Fees
Poor Support
Missed Opportunities
Lender Conflicts
Limited Flexibility
The DON Difference
Independent by Design
Dealer Focused
Results Driven
Multiple Provider Relationships
Real Support
Long-Term Partnership
Fast Response Times
CUSTOM F&I SOLUTIONS BUILT AROUND YOU
Programs Designed For Your Dealership
Flexible Structures
Profitable Products
Built-In Training & Support
Long-Term Partnership
Real Results
F&I PRODUCTS THAT DRIVE RESULTS
Vehicle Service Contracts
GAP Protection
Tire & Wheel
Appearance Protection
Windshield Protection
Key Replacement
Theft Protection
Maintenance Programs
Limited Warranty Programs
Ancillary Products
Participation Programs
Financial Institution Products
WHO WE SERVE
Automotive Dealers
Independent Dealers
Franchise Dealers
Powersports Dealers
RV Dealers
Marine Dealers
Dealer Groups
Financial Institutions
Credit Unions
Banks
Agency Partners
THE DON ADVANTAGE
STRONGER F&I
STRONGER DEALERSHIP
Partnership
Performance
Progress
Own More Than The Sale.
PARTICIPATION PROGRAMS
Turn F&I Profit Into Ownership.
Why settle for a commission check when you can own a piece of the risk? Dealer Options Network structures participation programs that let dealers, agents, and financial institutions share in the underwriting profit of the products they sell — not just the upfront margin. Whether you’re just getting started or ready to build a more sophisticated structure, we’ll match you with the program that fits your volume, goals, and risk tolerance.
DOWC (Dealer Owned Warranty Company)
Own your own warranty company and capture the underwriting profit, investment income, and claims reserves that typically go to a third party. DOWC structures give dealers direct control and long-term equity in their F&I performance.
Retro Programs
Not ready to own an entire company? Retro (retrospective) programs let you share in the underwriting profit of the products you sell without the complexity of running your own entity — a simple, lower-barrier way to start participating in the risk.
NCFC (Non-Controlled Foreign Corporation)
A flexible offshore reinsurance structure that allows dealers to participate in underwriting profit while maintaining a passive ownership role — well-suited to dealers who want participation without day-to-day management responsibilities.
CFC (Controlled Foreign Corporation)
For dealers ready to take a more active, hands-on role in their reinsurance company. CFC structures offer greater control over investment strategy and program design for those scaling their participation business.
Producer-Owned Programs
Built for agents and producers, not just dealers. Producer-owned reinsurance structures let agency partners share in the profit of the business they place, turning production into long-term equity.
Financial Institution Programs
Participation isn’t just for dealers. We design programs that let banks and credit unions share in the profit of the F&I products sold through their indirect lending relationships — strengthening dealer partnerships while creating a new revenue stream.
Products Don’t Increase Revenue.
People Do.
Topics:
F&I Training
Product Training
Sales Training
Compliance Training
Virtual Coaching
On-Site Consulting